Mr G Hayes v Secretary of State for Business and Trade: 8002570/2025

There were also personal issues affecting the claimant and his wife as a result of the demise of the business. The claimant chose to focus on these matters rather than take urgent steps to protect his position in relation to this claim. 20. The claimant did get some advice from debt advice agencies and solicitors particularly with regard to the personal guarantees and his financial situation.